Smart debt settlement for friends & groups

Track debts.
Settle smart.

The easiest way to track who owes who, split group expenses, and automatically find ways to settle debts with fewer transfers.

Everything you need

Simple, powerful debt management between friends

Track debts

Record debts between friends. Both sides can confirm, reject, or partially pay.

Group expenses

Split restaurant bills, trip costs, and shared purchases. Auto-calculate who owes what.

Smart settlements

Automatically detect mutual and chain debts. Settle with fewer transfers.

Invite anyone

Add debts for people who haven't registered yet. They'll see everything when they join.

Privacy controls

Choose what information is shared. Control participation in automatic settlements.

Full history

Complete audit trail. Every creation, confirmation, payment, and settlement is logged.